Buying a property is one of the most significant financial decisions you will make in your lifetime. You will be embarking on a 25 - 30 year commitment. How you choose to finance the purchase is also critically important and will have financial implications for many years to come. It’s a decision that you need to get right.

Finding a mortgage best suited to your personal circumstances requires consideration of a number of factors:

• How much can I borrow?
• What size deposit do I have?
• How long should I fix the rate for?
• What about termination fees?
• Will an adverse credit history have an impact?
• Are there any arrangement fees?

With the myriad of products available, answering these questions and finding the most suitable lender can feel like looking for a needle in a haystack.

You might be lucky and have already found exactly what you are looking for. But if you have not, you might want to consider using the services if a professional mortgage broker. A professional broker will have up to date information on a wide range of current mortgage deals and access to a large number of lenders. They might even be able to connect you with exclusive offers that cannot be found on the high street. A broker will also guide you through the application process and assist in dealing with any queries or concerns raised by lenders. All of this potentially adds up to less hassle, a higher chance of receiving a mortgage offer and more suitable terms and conditions.

Should you feel that you will benefit from the services of a professional broker, we have teamed up with Assured Mortgages to provide clients with expert advice and guidance. Assured Mortgages is one of the area’s leading mortgage brokers and is headed by Andrew Troullos, who is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

If you wish to arrange a meeting with our Assured Mortgages please contact us on 01903 259961:

Important Notice - Your home may be repossessed if you do not keep up repayments on your mortgage.