Landlords
Buying a property is one of the most significant financial decisions you will make in your lifetime. You will be embarking on a 25 - 30 year commitment. How you choose to finance the purchase is also critically important and will have financial implications for many years to come. It’s a decision that you need to get right.
Finding a mortgage best suited to your personal circumstances requires consideration of a number of factors:
- How much can I borrow?
- What size deposit do I have?
- How long should I fix the rate for?
- What about termination fees?
- Will an adverse credit history have an impact?
- Are there any arrangement fees?
With the myriad of products available, answering these questions and finding the most suitable lender can feel like looking for a needle in a haystack.
You might be lucky and have already found exactly what you are looking for. But if you have not, you might want to consider using the services if a professional mortgage broker. A professional broker will have up to date information on a wide range of current mortgage deals and access to a large number of lenders. They might even be able to connect you with exclusive offers that cannot be found on the high street. A broker will also guide you through the application process and assist in dealing with any queries or concerns raised by lenders. All of this potentially adds up to less hassle, a higher chance of receiving a mortgage offer and more suitable terms and conditions.
Should you feel that you will benefit from the services of a professional broker, we have teamed up with Assured Mortgages to provide clients with expert advice and guidance. Assured Mortgages is one of the area’s leading mortgage brokers and is headed by Andrew Troullos, who is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.
If you wish to arrange a meeting with our Assured Mortgages please contact us on 01903 259961:
Important Notice - Your home may be repossessed if you do not keep up repayments on your mortgage.
Meet the Team
Our team has an average of 10 years plus industry experience per person, so you can be confident you are receiving quality advice and that you are in safe hands. All recommendations and advice that we provide is built on years of local industry knowledge and supported by robust analysis of current market conditions. We will give you the facts and show you the data. We firmly believe a good decision is an informed decision.
We are also passionate about service, so much so that, the key metric we use to incentivise staff is what our clients say about us - our client feedback score. We care about what we do and we care about how we do it.
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At Aspire Residential, we provide a highly personalised and tailored solution to each of our clients. We recognise that every property is unique and that each of our client’s expectations and motivations are different. Our first objective is always to understand what it is YOU are trying to achieve, and what would represent an exceptional outcome for you. Then, based on what we learn about you and your property, we take a fact and information-based approach to developing a marketing plan and pricing strategy. We won’t just recommend an inflated price to win your business, we will always provide honest and considered recommendations and advice.
Working with the Sales team at Aspire is a little different to working with other local agencies. At Aspire, you will have access to the owners and Directors of the business. Our senior team will personally conduct viewings of your property so we can actually “sell” the opportunity to potential buyers. Additionally, once we secure the sale, the file stays with our senior team to manage through to completion. You benefit from having real expertise and accountability at every step of the sales process, from our initial meeting with you, to handing over the keys to the new buyer of your property.
Selling can be quite stressful so our aim is to remove as much of that stress as possible by communicating with you at a frequency you are comfortable with. We will ensure that we are accessible to you throughout the transaction, and we comply with a strict call back policy to meet customer service standards. We won’t leave you in the dark.
At Aspire Residential, we believe we have a responsibility to contribute and give back to society. We support diversity, choice and equal rights for everyone and we are passionate about doing all we can to help sustain the environment and promote the health and wellbeing of the local community. As a local business that deals with the public on a daily basis, we get to see how it is possible to be hit by a sudden crisis or to experience longer term hardship. We recognise that people can go through some very tough periods in life and we want to do our little bit to help.
If you would like to discuss having Aspire Residential involved with your charity, school, society or event please contact Mike Jones or Robert Gamon at 01903 259961.
